Time will tell whether empowering the health care consumer will lower utilization and increase patient satisfaction. What is clear? Consumer-directed health (CDH) plans are gobbling up increasing market share and are a strong force to be reckoned with in the years to come. These plans are penetrating the managed care market at twice the rate that HMOs did!

This edition of Consumer-Directed Health Care: Facts, Trends and Data provides timely intelligence on this growing CDH phenomenon and is packed with results, plan designs, strategies, directories and other practical information.

The CDH industry has been changing so rapidly that you need the most current information you can get just to keep up. Almost every major health insurer now has a CDH product, and consumer education techniques now are being cited as essential components of traditional health plans as well.

This edition of the factbook features:

• Details on health plan partnerships and alliances with banks, HSAs and other financial institutions.
• Wellness programs – incentive and implementation strategies for smoking cessation, weight loss and participation in management programs.
• Debit card and smart card vendors, strategies and alliances.
• 2006 membership in CDH plans for major MCOs, Blue Cross and Blue Shield plans and other insurers.
• A comprehensive directory of health plans offering CDH products, with current enrollment and trend information.
• All-new employer case studies featuring details on vendor selection, benefit design and results for employers implementing CDH plans.
• An examination of mergers and acquisitions among CDH players, and updated market share information for major CDH players.
• Evolution profiles of today’s CDH leaders.
• In-depth coverage of HSAs, featuring trends in enrollment and HSA deposits.
• Strategies for selling CDH care to members and achieving strong financial and health outcomes.
• Studies and statistics on employer perceptions, purchasing trends and the impact of CDH plans on costs, premiums and member health.
• Strong summaries of liability and legal concerns raised by CDH care.
• Strategies for incorporating pharmacy benefits into a CDH benefit.

No resource exists today that remotely resembles Consumer-Directed Health Care: Facts, Trends and Data 2007. Find out what's working, what's not and why. Order your copy today!

Also Available on CD: For an additional $150, you can get a convenient CD along with the print book. The CD edition contains all of the information in the print edition, and you’ll be able to find what you need instantly with the user-friendly searchable PDF format.

Table of Contents

Preface, by Steve Davis, Editor of AIS's Inside Consumer-Directed Care Newsletter

Chapter 1: CDH Enrollment Trends and Market Share

• CDH Membership of Major Insurers
• HSA Growth and Deposits
• CDH Market Share
• Directory of MCOs Offering CDH Products

Chapter 2: Health Plan Partnerships and Alliances for Financial Institutions

• Health Plan Partnerships and Alliances With Banks, HSAs and Other Companies
• Financial Institution HSA Expansion

Chapter 3: Benefit Design Trends

• Wellness Programs
• CDH Benefit Structure and Coverage Trends
• Service Fees and CDH Costs
• Provider Impact and Network Strategies

Chapter 4: Debit Cards, Smart Cards and Other CDH Technologies

Chapter 5: CDH Company Growth and Funding Strategies

• Mergers and Acquisitions
• Growth of Specific CDH Companies
• Funding Strategies
• People on the Move
• Startups and New Entrants to Market in Brief

Chapter 6: Marketing Strategies, Trends and Results

• Targeting Niche Markets
• New Product Launches and Market Expansions
• Broker, Insurance Agent and GPO Strategies
• CDH Accreditation
• Programs for the Chronically Ill

Chapter 7: CDH and Prescription Drugs

• Transparency in Contracting and Pricing
• Generics and Patient Education
• CDH and Pharmacy Strategies

Chapter 8: Consumer Participation and Education

• Selling CDH to Consumers
• Consumer Perceptions of CDH
• Decision Support Tools and Data
• Consumer Education Strategies and Web Sites

Chapter 9: Studies on CDH Impact and Results

• Impact on Employer Costs and Premiums
• Consumer Behavior, Utilization and Health
• Employer Attitudes, Perceptions and Behavior
• Health Insurance Industry Impact

Chapter 10: Employer Case Studies

• Employer Case Studies
• Union Case Studies

Chapter 11: Government Activity and Expert Advice

• HSA Regulations and Guidance
• CMS Activity
• Legislative Efforts
• State-Level Activity
• White House HSA Promotion
• Expert Advice and Predictions

• Master Table of Contents
• Index of Charts

Written For

CEOs, CFOs, product managers, marketing directors, benefits managers and others with a major stake in the success or failure of consumer-directed health plans:

• Managed care and insurance companies
• Hospitals, physician groups and ancillary providers
• Employee benefit directors and human resource VPs
• Pharmaceutical companies and PBMs
• IT vendors
• Investment banking firms

International orders will be fulfilled in PDF format via email.